Get a guaranteed $1,000 credit limit if approved, plus 5% cashback on your first $5,000 in gas purchases. No security deposit required and no impact to your credit score until approval. Start building credit while earning rewards today!
Apply Now – Secure Your $1,000 Credit Limit Instantly
If your main focus is gas rewards, check out our 5% Gas Credit Card Guide to see realistic options you can actually get approved for.
APR: 35.90%
Annual Fee: $250 the first year; $99 thereafter
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⚠ Note: The first-year annual fee is high, and the APR is significant. This card is ideal for those who plan to pay off balances in full and maximize cashback strategically.
Transparent fees and rates—know exactly what you’re getting before applying.
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A FICO® Score is a proprietary credit score created by the Fair Isaac Corporation (FICO). About 90% of top U.S. lenders use it to make lending decisions.
FICO® Score Ranges:
FICO categorizes scores as Poor, Fair, Good, Very Good, and Exceptional.
A credit score is a three-digit number (300–850) predicting your creditworthiness. Lenders use it to evaluate risk and determine rates and terms for credit.
Why it matters: A higher score can help you qualify for loans and lower interest rates. A lower score can lead to higher borrowing costs or application denials.
Note: Credit scores reflect your creditworthiness but do not guarantee approval for any credit product.
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The card offers that appear on this site are from companies from which Gettingacreditcard.com may receive compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.