WellsFargo.com/MyNewCard | Reservation Number

wellsfargo.com/mynewcard is designed for customers who have received a pre-selected credit card offer in the mail. The process is for applying for a specific Wells Fargo credit card by entering a reservation number, not for activating a card you already possess.

Using the reservation number

• Access the website: Go directly to wellsfargo.com/mynewcard as it appears on your mail offer.
• Enter your reservation code: You will be prompted to enter a reservation number or invitation code found on the mailer. This code helps Wells Fargo quickly pull up the specific offer you received.
• Confirm information: The application will likely have some of your information pre-filled based on the reservation number. You will need to confirm its accuracy and provide additional personal and financial details.
• Submit application: After reviewing the pre-selected offer's terms and conditions, you can submit the application.
• Receive a decision: While your pre-selection suggests you are likely to be approved, it is not a guarantee. Wells Fargo will conduct a full credit review before making a final decision.

Information needed beyond the reservation number

In addition to the invitation code, the online application will require the standard information for any credit card application:

• Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) to verify your identity and credit history.
• Income information, including your total gross annual income and employment status.
• Personal details, such as your date of birth, current address, and contact information.

What to know about mail offers

• Not a guarantee: A pre-selected offer is an invitation to apply, not a final approval. Wells Fargo reserves the right to deny the application based on its final review of your credit history and current financial standing.
• Check the expiration date: Mail offers for credit cards typically have an expiration date. Make sure to apply before the offer expires to ensure you receive the advertised terms.
• Soft vs. hard inquiry: The process of receiving a pre-selected offer generally involves a soft pull on your credit report, which does not affect your score. However, when you complete and submit the application, it will result in a hard inquiry, which may temporarily impact your credit score.

Before You Accept Offer

It is always a good idea to compare offers from competing banks and other sources before accepting a specific offer, including one received through wellsfargo.com/mynewcard. This targeted offer might be good, but it is not necessarily the absolute best option for your individual needs and financial situation.

There are the key factors to compare beyond just the sign-up bonus. Below are offers that might better suit your individual needs and financial situation:

Other Credit Cards You May Be Eligible For