What Is the Credit Limit on a Revvi Card?

The credit limit on a Revvi credit card typically ranges from $200 to $500, depending on your approval. Most applicants receive a starting limit between $200 and $300, while some may qualify for up to $500.

What Is the Minimum Credit Limit on a Revvi Card?

The minimum credit limit for a Revvi card is usually $200. This is the most common starting limit for applicants with lower credit scores or limited credit history.

Why Your Available Credit Is Lower Than Your Limit

Even though your approved credit limit may be $200 to $500, your available credit will be lower when your account opens.

This is because the Revvi card charges fees that reduce your usable credit.

• $200 limit → about $150 available
• $300 limit → about $225 available
• $400 limit → about $300 available
• $500 limit → about $375 available

In addition, there is a $95 program fee that must be paid before your account is opened.

How Fees Affect Your Credit Limit

The Revvi card is designed for people with bad credit, but it comes with several fees that directly impact your credit limit.

• Program Fee: $95 (paid before account opens)
• Annual Fee: $50 to $125 depending on your limit
• Monthly Fee: $6.25 to $10.25 (after the first year)

Because some of these fees are charged to your account, they reduce your available credit right away.

Can You Increase Your Revvi Credit Limit?

Yes, but only after meeting certain conditions.

• Your account must be open for at least 12 months
• Your account must remain in good standing
• A credit limit increase fee of 25% may apply

For example, if your limit increases by $100, you may be charged a $25 fee.

Is the Revvi Credit Limit Good?

The Revvi credit limit is typical for bad credit cards, but the fees make it less attractive than some alternatives.

Many unsecured credit cards for bad credit offer:

• Higher starting limits (up to $700 or $1,000)
• More usable credit upfront
• Fewer ongoing fees

Credit Cards Like Revvi (Better Alternatives)

If you're considering the Revvi card, there are several similar credit cards that may offer more value and higher credit limits.

Indigo^® Mastercard^® - $1,000 Credit Limit

• Up to $1,000 credit limit
• No security deposit required
• Reports to all three credit bureaus
• Pre-qualification available

Milestone^® Mastercard^® - $1,000 Credit Limit

• Up to $1,000 credit limit
• No deposit required
• Designed for fair credit
• Reports monthly to credit bureaus

Destiny^® Mastercard^® - Up to 3% Cashback Rewards

• Guaranteed $700 credit limit if approved
• Up to 3% cashback rewards
• No security deposit
• Reports to all three credit bureaus

Reflex^® Platinum Mastercard^®

• Up to $1,000 credit limit
• Pre-qualification available
• No deposit required
• Reports to all major credit bureaus

Surge^® Platinum Mastercard^®

• Up to $1,000 credit limit
• No security deposit
• Designed for bad credit
• Reports to all three credit bureaus

FIT^™ Platinum Mastercard^®

• $400 starting credit limit
• No deposit required
• Reports to all three credit bureaus
• $95 one-time program fee

Bottom Line

The Revvi credit card offers a starting credit limit between $200 and $500, with a minimum limit of around $200.

However, your actual usable credit will be lower due to fees.

While the card can help build credit, other options may offer higher limits and more flexibility.