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American Express® Gold Card Dunkin' Credit: Up to $84 a Year

The American Express® Gold Card offers a monthly Dunkin' statement credit that can provide up to $7 in value each month when the Card is used for eligible purchases at U.S. Dunkin' locations. Enrollment is required.

For an overview of the Gold Card's rewards, credits and other benefits, see: American Express Gold Card Benefits, Rewards & Perks.

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How Much Is the American Express Gold Card Dunkin' Credit?

The Gold Card provides up to $7 in monthly statement credits for eligible purchases at U.S. Dunkin' locations.

If you use the full $7 credit every month, the potential annual value is $84.


How Does the Dunkin' Credit Work?

After enrolling in the benefit, use your enrolled American Express Gold Card to make qualifying purchases at eligible U.S. Dunkin' locations. The applicable statement credit can then be applied to the account.

The benefit is limited to $7 per month, so spending more than $7 in a particular month does not result in more than $7 in statement credits for that month.


Do You Have to Enroll for the Dunkin' Credit?

Yes. Enrollment is required before you can receive the Gold Card's Dunkin' statement credits. Simply having the Gold Card does not automatically mean that the benefit has been activated.

Once enrolled, use the Card for eligible purchases according to the terms of the benefit.


How Much Can the Dunkin' Credit Save You Each Year?

The maximum potential value is $84 per year, based on receiving the full $7 monthly credit for all 12 months.

The actual value depends on whether you regularly purchase items at participating U.S. Dunkin' locations. If you already spend money at Dunkin', the credit can reduce the amount you would otherwise pay for those purchases.


Can the Dunkin' Credit Help Offset the Gold Card Annual Fee?

The American Express Gold Card has a $325 annual fee. The potential $84 annual Dunkin' credit does not cover the entire fee, but it can help reduce the effective cost of the Card when combined with other benefits that you regularly use.

The most useful way to look at the credit is based on your normal spending. If you already purchase from Dunkin' throughout the year, the credit may provide real value. If you would not otherwise spend money there, the advertised $84 potential value may be less meaningful to you.


Is the Gold Card Dunkin' Credit Worth It?

The Dunkin' credit can be worthwhile for Gold Cardmembers who regularly visit participating U.S. Dunkin' locations. Receiving the full $7 monthly credit can provide up to $84 in annual savings.

However, the credit should be considered as one part of the Gold Card's overall value rather than the sole reason to pay the $325 annual fee.


Final Thoughts

The American Express Gold Card Dunkin' credit provides up to $7 in monthly statement credits on eligible purchases at U.S. Dunkin' locations after enrollment. Using the full monthly benefit can provide up to $84 in value each year.

For Gold Cardmembers who already spend money at Dunkin', this can be an easy benefit to use and can help offset part of the Card's annual fee.


American Express® Gold Card

  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
  • Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
  • Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
  • $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
  • $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
  • Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
  • Book two nights or more with The Hotel Collection through AmexTravel.com and receive a $100* credit towards eligible charges at over 1,300 upscale hotels worldwide.§ *Eligible charges vary by property.
  • Book your travel through the Amex Travel App with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.
  • CLICK HERE TO APPLY ONLINE

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FICO® Credit Score Facts

Key Characteristics:
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Note: Credit scores reflect your creditworthiness but do not guarantee approval for any credit product.

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