Chase Freedom Rise® pre approval lets you check whether Chase has a pre-approved credit card offer available for you without affecting your credit score. Chase's online pre-approved-offers tool currently includes the Chase Freedom Rise® among the cards you may be considered for. A pre-approved offer is not a guarantee of final approval, because you still have to submit a credit card application.
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Chase provides an online tool where you can check for pre-approved credit card offers. You provide some basic information, and Chase checks whether it has pre-approved offers available for you.
The initial check does not affect your credit score. If Chase shows you a Chase Freedom Rise® pre-approved offer, you can then decide whether you want to continue with the application.
No. Checking for a Chase pre-approved offer does not hurt your credit score because the initial review uses a soft credit inquiry. However, if you decide to submit a formal application for the Chase Freedom Rise®, Chase may perform a hard credit inquiry as part of the application process.
That makes checking for a pre-approved offer useful if you want to get an indication of your eligibility before deciding whether to apply.
Yes. Chase currently lists the Chase Freedom Rise® on its online pre-approved-offers page. Chase says it may consider your eligibility for the cards shown after you provide the requested information.
A pre-approved offer is still not the same as final approval. You must complete the application, and Chase makes the final credit decision after reviewing your application.
Chase specifically says that having a Chase checking or savings account with at least $250 can increase your chances of being approved for the Chase Freedom Rise®. Chase also states that this is not a requirement or a guarantee of approval.
The Chase Freedom Rise® is designed for people who are new to credit, including students, and earns 1.5% cash back on all purchases with no annual fee.
If Chase shows you a Chase Freedom Rise® pre-approved offer and you decide to proceed, you will need to complete the formal credit card application. The pre-approved offer is an indication that you may qualify, but it does not guarantee that Chase will approve the completed application.
If you are looking specifically for the Chase Freedom Rise®, checking for a pre-approved offer first can give you more information before you decide whether to apply.
The Chase Freedom Rise® is designed for people who are new to credit and offers cash back without an annual fee. If you want to learn more about the card before applying, this page can help you understand how pre approval and the application process work.
If you want to learn more about the Chase Freedom Rise® before applying, see our Chase Freedom Rise® review for a broader look at the card, who it may be best suited for and what to consider before applying.
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A FICO® Score is a proprietary credit score created by the Fair Isaac Corporation (FICO). About 90% of top U.S. lenders use it to make lending decisions.
FICO® Score Ranges:
FICO categorizes scores as Poor, Fair, Good, Very Good, and Exceptional.
A credit score is a three-digit number (300–850) predicting your creditworthiness. Lenders use it to evaluate risk and determine rates and terms for credit.
Why it matters: A higher score can help you qualify for loans and lower interest rates. A lower score can lead to higher borrowing costs or application denials.
Note: Credit scores reflect your creditworthiness but do not guarantee approval for any credit product.
The card offers that appear on this site are from companies from which Gettingacreditcard.com may receive compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.
The card offers that appear on this site are from companies from which Gettingacreditcard.com may receive compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.