FEATURED CREDIT CARDS

Mission Lane Visa® Credit Card

  • ✓ No Annual Fee
  • ✓ Fair Credit
  • ✓ Enjoy coverage from Visa®.
    *See Card Terms

Indigo® Mastercard® - $1,000 Credit Limit

  • ✓ Get the credit limit you deserve—$1,000 guaranteed if approved
  • ✓ Don't Have Perfect Credit? No Problem!

    Rates & Fees

Milestone® Mastercard® with Cashback Rewards

  • ✓ 5% Cashback Rewards on your first $5,000 in gas purchases!
  • ✓ Guaranteed $1,000 credit limit if approved.

    Rates & Fees

Costco Anywhere Visa® Card by Citi Cash-Back Calculator

Estimate your annual cash-back rewards with the Costco Anywhere Visa® Card by Citi. Enter your monthly spending in each category and click the button below to see your potential cash-back.

Cash-Back Rates Explained

  • 5% on gas at Costco (unlimited)
  • 4% on other gas & EV charging for the first $7,000 spent per year, then 1% thereafter
  • 3% on restaurants and eligible travel (including Costco Travel)
  • 2% on purchases from Costco and Costco.com
  • 1% on all other purchases

These calculations assume the rates listed above. Your actual rewards may vary depending on promotional categories, caps, or changes by Citi.

Tips to Maximize Your Rewards

  • Use this card for all gas and Costco purchases to maximize the highest cash-back rates.
  • Track your $7,000 cap for other gas & EV to avoid missing out on higher rewards.
  • Pair this card with occasional bonus promotions or cashback apps when applicable.
  • Pay your balance in full monthly to avoid interest charges, which can outweigh rewards.

Costco Anywhere Visa® Card by Citi

  • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
  • Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
  • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

Rates & Fees

Found this guide helpful? Bookmark it for future reference as you continue your financial journey!

FICO® Credit Scores

A FICO® Score is a proprietary credit score created by the Fair Isaac Corporation (FICO). About 90% of top U.S. lenders use it to make lending decisions.

FICO® Score Ranges:

  • Exceptional: 800–850
  • Very Good: 740–799
  • Good: 670–739
  • Fair: 580–669
  • Poor: 300–579

FICO categorizes scores as Poor, Fair, Good, Very Good, and Exceptional.

What is a Credit Score?

A credit score is a three-digit number (300–850) predicting your creditworthiness. Lenders use it to evaluate risk and determine rates and terms for credit.

Why it matters: A higher score can help you qualify for loans and lower interest rates. A lower score can lead to higher borrowing costs or application denials.

FICO® Credit Score Facts

Key Characteristics:
  • Three-Digit Number: Summarizes your credit risk.
  • Range: 300–850; higher scores = lower risk.
  • Data Source: Uses your credit reports from Experian, Equifax, and TransUnion.
  • Industry Standard: Lenders rely on FICO for mortgages, auto loans, and credit cards.

Note: Credit scores reflect your creditworthiness but do not guarantee approval for any credit product.

Advertiser Disclosure:

The card offers that appear on this site are from companies from which Gettingacreditcard.com may receive compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.

About Our Offers:

The card offers that appear on this site are from companies from which Gettingacreditcard.com may receive compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.