Destiny Mastercard With a Higher Credit Limit: $1,000

If you're looking for a Destiny Mastercard with a higher credit limit, the Destiny^® Mastercard^® with $1,000 Credit Limit offers a guaranteed $1,000 credit limit if you're approved. This is an unsecured credit card, so you don't have to put down a security deposit to get the $1,000 credit limit.

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Destiny Mastercard With a $1,000 Credit Limit

The Destiny^® Mastercard^® with $1,000 Credit Limit is designed for consumers who may have difficulty qualifying for traditional credit cards. The key difference is the starting credit limit: if you're approved, the credit limit is guaranteed to be $1,000.

That makes this Destiny Mastercard an option for someone specifically looking for a higher starting credit limit without having to make a security deposit.

➤ Apply for the Destiny^® Mastercard^® with $1,000 Credit Limit

Although the initial credit limit is $1,000, the $250 annual fee for the first year is deducted from the credit line when the account is opened. This means you'll initially have approximately $750 in available credit to use. The $99 annual fee applies after the first year.

How Do You Get the $1,000 Credit Limit?

The $1,000 credit limit is guaranteed if you're approved for the Destiny Mastercard. In other words, the offer does not promise approval to everyone who applies. The $1,000 guarantee applies to the credit limit after approval.

The application also states that there is no impact to your credit score if you're not approved, subject to the applicable terms.

No Security Deposit Required

The Destiny^® Mastercard^® with $1,000 Credit Limit is an unsecured credit card. That means you don't have to provide a cash security deposit to establish the $1,000 credit line.

For someone searching specifically for a higher credit limit without putting money down as collateral, this is an important feature of the offer.

Who Is This Destiny Mastercard For?

This card is marketed toward consumers with less-than-perfect credit who are looking to build their access to credit. The offer lists Fair as the recommended credit category and is designed for people who may have difficulty qualifying for traditional credit cards.

The card also includes Zero Fraud Liability and is a Mastercard^® product.

Destiny Mastercard With a Higher Credit Limit: Bottom Line

If you're searching for a Destiny Mastercard with a higher credit limit, the Destiny^® Mastercard^® with $1,000 Credit Limit is specifically designed around that need. If you're approved, you get a guaranteed $1,000 credit limit without having to put down a security deposit.

The important distinction is that the $1,000 credit limit is guaranteed only after approval. If you're looking for an unsecured Destiny Mastercard with a $1,000 starting credit limit, this is the offer to consider.