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Does the Citi Costco Card Have International Fees?

Accurate as of: May 6, 2026

No. The Costco Anywhere Visa® Card by Citi does not charge foreign transaction fees on purchases made outside the United States or in foreign currencies.

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Does the Citi Costco Card Charge Foreign Transaction Fees?

The Costco Anywhere Visa® Card by Citi has no foreign transaction fees. This means you will not be charged an extra percentage fee when you make purchases internationally or when shopping online with foreign merchants.

This is a key benefit for travelers because many credit cards typically charge around 2% to 3% in foreign transaction fees on international purchases.


What You Should Still Watch Out For

While the card does not charge foreign transaction fees, you may still encounter other costs depending on how you use it abroad:

  • Cash advance fees if you withdraw money from ATMs
  • ATM operator fees (charged by local banks)
  • Currency conversion rates set by Visa

These are standard for most credit cards and are not specific to Citi or Costco.


Why This Matters for Travelers

Foreign transaction fees can add up quickly on international trips. For example, a 3% fee on $2,000 in travel spending would cost an extra $60 in fees alone.

With the Costco Anywhere Visa® Card by Citi, those fees are eliminated on purchases, which can make it a strong option for Costco members who travel or shop internationally.


Official Card Information

You can view full details and benefits of the Costco Anywhere Visa® Card by Citi here:

➤ Learn more about the Costco Anywhere Visa® Card by Citi benefits and rewards


Summary

  • No foreign transaction fees on purchases
  • Standard Visa exchange rates still apply
  • Cash advance and ATM fees may still apply
  • Strong travel-friendly feature for Costco members

Overall, the Costco Anywhere Visa® Card by Citi is a solid option for international spending due to its lack of foreign transaction fees.


About the Author

My name is Paul Basco, and I’ve spent years working in affiliate marketing and analyzing the credit card industry. During that time, I’ve reviewed hundreds of credit card offers, tracked how these cards actually affect people over time—including how fees, usage habits, and timing decisions impact long-term credit outcomes.

This site is built on real-world experience—not theory—with a focus on helping people avoid costly mistakes and make informed financial decisions that benefit them long-term.

Costco Anywhere Visa® Card by Citi

  • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
  • Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
  • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

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FICO® Credit Scores

A FICO® Score is a proprietary credit score created by the Fair Isaac Corporation (FICO). About 90% of top U.S. lenders use it to make lending decisions.

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FICO® Credit Score Facts

Key Characteristics:
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