Does the Citi Costco Card Have Travel Insurance?
Accurate as of: May 6, 2026
No. The Costco Anywhere Visa® Card by Citi does not offer full travel insurance like premium travel credit cards. However, it does include limited travel-related protections and benefits.
Affiliate Disclosure: We are a professional review site that receives compensation from the companies whose products we review and recommend. If you apply for a credit card through our links, we may earn a commission. We are independently owned, and the opinions expressed here are our own.
What Travel Protections Are Included?
While it is not a full travel insurance card, the Costco Anywhere Visa® Card by Citi does offer some travel-related benefits:
- Worldwide car rental insurance (coverage for theft or damage)
- Travel & emergency assistance services
- Worldwide travel accident insurance
These benefits provide limited protection and assistance, but they are not as comprehensive as standalone travel insurance or premium travel credit cards.
What’s Not Included
The Costco Anywhere Visa® Card by Citi typically does not include broader travel insurance coverage such as:
- Trip cancellation or interruption insurance
- Trip delay reimbursement
- Baggage delay or lost luggage coverage
Bottom Line
The Costco Anywhere Visa® Card by Citi offers some travel protections, but it is not a full travel insurance credit card.
Learn More About This Card
For a full breakdown of rewards, benefits, and how this card works, see the main guide below:
➤ Learn more about the Costco Anywhere Visa® Card by Citi benefits and rewards
Costco Anywhere Visa® Card by Citi
- Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
- Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
- 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
- No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
- Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
FICO® Credit Scores
A FICO® Score is a proprietary credit score created by the Fair Isaac Corporation (FICO). About 90% of top U.S. lenders use it to make lending decisions.
FICO® Score Ranges:
- Exceptional: 800–850
- Very Good: 740–799
- Good: 670–739
- Fair: 580–669
- Poor: 300–579
FICO categorizes scores as Poor, Fair, Good, Very Good, and Exceptional.
What is a Credit Score?
A credit score is a three-digit number (300–850) predicting your creditworthiness. Lenders use it to evaluate risk and determine rates and terms for credit.
Why it matters: A higher score can help you qualify for loans and lower interest rates. A lower score can lead to higher borrowing costs or application denials.
FICO® Credit Score Facts
- Three-Digit Number: Summarizes your credit risk.
- Range: 300–850; higher scores = lower risk.
- Data Source: Uses your credit reports from Experian, Equifax, and TransUnion.
- Industry Standard: Lenders rely on FICO for mortgages, auto loans, and credit cards.
Note: Credit scores reflect your creditworthiness but do not guarantee approval for any credit product.
Security Notice: All participating issuers use secure application systems protected by Transport Layer Security (TLS) encryption to help protect your information.
*See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.
Advertiser Disclosure: The card offers that appear on this site are from companies from which Gettingacreditcard.com may receive compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.