FIT Credit Card Customer Service Phone Number: How to Reach a Live Person
If you're looking for the FIT Credit Card customer service phone number, the current number for FIT Mastercard® customer service is 1-866-449-4514. Continental Finance lists this number for FIT™ cardholders who need customer service or payment assistance, and Customer Care Specialists are currently available Monday through Friday from 7:00 a.m. to 12:00 a.m. Eastern Time and Saturday and Sunday from 8:00 a.m. to 8:00 p.m. Eastern Time. If you want to speak with a live person about your FIT™ account, call this number during the listed customer-service hours.
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What Is the FIT Credit Card Customer Service Phone Number?
The FIT™ Mastercard customer service phone number is 1-866-449-4514. Continental Finance, which services FIT™ credit card accounts, lists this as its customer service number.
The same toll-free number can also be used for automated account information and payments. If you need help with your account and want to speak with a Customer Care Specialist, call during the customer-service hours listed above.
How long have you had your FIT Card?
If you originally got your FIT™ Platinum Mastercard® while you were rebuilding your credit, has your credit improved since you opened the account? If you've been making your payments on time and your credit situation has changed, it may be worth seeing what other credit card options you may now qualify for.
➤ Has Your Credit Improved? See What Options May Be Available
How Do I Talk to a Live Person at FIT Credit Card Customer Service?
To reach a live Customer Care Specialist about your FIT™ Mastercard, call 1-866-449-4514 during the hours Continental Finance lists for customer service. Have your account information available when you call so the representative can verify your account and assist you.
Continental Finance currently lists Customer Care Specialist hours as 7:00 a.m. to 12:00 a.m. Eastern Time Monday through Friday and 8:00 a.m. to 8:00 p.m. Eastern Time Saturday and Sunday.
What Can FIT Credit Card Customer Service Help With?
FIT™ customer service can assist with questions and requests involving your credit card account. The customer-service number is also listed for payment assistance and automated account information.
If you have a question about your balance, payments, account information, or another issue involving your FIT™ Mastercard, calling customer service is one way to get assistance directly from the company that services the account.
Has Your Credit Improved Since You Got Your FIT Card?
If you originally opened your FIT™ Mastercard because you were trying to establish or rebuild your credit, your credit situation today may not be the same as it was when you applied.
- You've had the FIT™ Card for a while. Your current credit profile may be different from the one you had when you opened the account.
- You've been making your payments on time. Consistent payment history can be an important part of rebuilding your credit.
- Your credit score has increased. You may now have access to credit card options that weren't available when you first got the FIT™ Card.
- You're paying fees on a card you may no longer need. If your credit has improved, it can make sense to see what other options are available before automatically keeping the same card indefinitely.
If your credit has improved, you can use our credit card tool below to see what offers may be available based on your current credit situation. The tool is free to use, and checking your options does not hurt your credit score.
If you need to contact FIT™ customer service, take care of your account question first. When you have time, come back and use our credit card tool to see whether your current credit situation gives you additional options.
Compare a variety of credit card offers.
Looking for a Different Credit Card?
If your credit has improved since you first opened your FIT Mastercard, you may want to see what credit cards are available for your current credit profile.
➤ Explore Credit Cards for Fair Credit
Your credit situation today may be very different from when you first got your FIT Card. Taking a few minutes to compare your current options can help you see what is available before you decide whether to continue with the same card.
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Compare a variety of credit card offers.
FICO® Credit Scores
A FICO® Score is a proprietary credit score created by the Fair Isaac Corporation (FICO). About 90% of top U.S. lenders use it to make lending decisions.
FICO® Score Ranges:
- Exceptional: 800–850
- Very Good: 740–799
- Good: 670–739
- Fair: 580–669
- Poor: 300–579
FICO categorizes scores as Poor, Fair, Good, Very Good, and Exceptional.
What is a Credit Score?
A credit score is a three-digit number (300–850) predicting your creditworthiness. Lenders use it to evaluate risk and determine rates and terms for credit.
Why it matters: A higher score can help you qualify for loans and lower interest rates. A lower score can lead to higher borrowing costs or application denials.
FICO® Credit Score Facts
- Three-Digit Number: Summarizes your credit risk.
- Range: 300–850; higher scores = lower risk.
- Data Source: Uses your credit reports from Experian, Equifax, and TransUnion.
- Industry Standard: Lenders rely on FICO for mortgages, auto loans, and credit cards.
Note: Credit scores reflect your creditworthiness but do not guarantee approval for any credit product.
Security Notice: All participating issuers use secure application systems protected by Transport Layer Security (TLS) encryption to help protect your information.
*See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.
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