FitCardNow.com: FIT™ Platinum Mastercard® Application Explained
If you were directed to FitCardNow.com to apply for the FIT™ Platinum Mastercard®, this page explains what the application is for, what you need to provide, and some of the important details to know before you apply.
The FIT™ Platinum Mastercard® is an unsecured credit card designed for people with less-than-perfect credit. The application is completed online, and the website states that application results are provided online after you submit your information.
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What Is FitCardNow.com?
FitCardNow.com is an online application site for the FIT™ Platinum Mastercard®. The application asks for basic personal information, including your name, home address, ZIP code and email address.
You will also be asked whether you have an active checking account or debit card and will need to confirm that you are a U.S. resident over 18.
What Credit Limit Does the FIT™ Platinum Mastercard® Offer?
The FitCardNow.com application page currently lists an initial credit limit of $400, subject to available credit and the applicable terms, fees, costs and limitations.
The FIT™ Platinum Mastercard® is an unsecured card, so it does not require a security deposit. The card can be used wherever Mastercard® is accepted.
Is There a Processing Fee?
Yes. This is an important detail to understand before applying. The FitCardNow.com application page states that approved applicants are required to pay a $95 processing fee to open the account and access the available credit.
Make sure you review the applicable rates, fees, costs and limitations before completing the application so you understand the terms of the particular offer available to you.
How Do You Apply Through FitCardNow.com?
The application is completed online. You will be asked to provide your personal information, contact information and other information requested on the application.
Once you have completed the required fields and submitted the application, the website states that your results will be provided online.
If you are considering the FIT™ Platinum Mastercard®, you can apply for the FIT™ Platinum Mastercard® here.
Who Is the FIT™ Platinum Mastercard® Designed For?
The FIT™ Platinum Mastercard® is marketed toward consumers with less-than-perfect credit who are looking for an unsecured credit card. The application page specifically describes the card as an option for people who want to get back on track with their credit.
The card also reports monthly to the three major credit bureaus, according to the card information provided to applicants.
FitCardNow.com: What to Know Before You Apply
FitCardNow.com provides the online application for the FIT™ Platinum Mastercard®. The card has a $400 initial credit limit, does not require a security deposit, and approved applicants must pay a $95 processing fee to open the account.
If you're considering the card, review the current terms and fees before submitting your application so you understand exactly what you're applying for.
FIT™ Platinum Mastercard®
- $400 Initial Credit Limit
- Less than perfect credit? We understand. The FIT Mastercard is ideal for people looking to rebuild their credit.
- Unsecured credit card requires No Security Deposit
- Perfect card for everyday purchases and unexpected expenses
- Monthly reporting to the three major credit bureaus
- Use your card everywhere Mastercard is accepted at millions of locations
- Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
- If approved, you must pay a $95 fee to open your account. Please see the terms and conditions for when you apply.
- CLICK HERE TO APPLY ONLINE
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FICO® Credit Scores
A FICO® Score is a proprietary credit score created by the Fair Isaac Corporation (FICO). About 90% of top U.S. lenders use it to make lending decisions.
FICO® Score Ranges:
- Exceptional: 800–850
- Very Good: 740–799
- Good: 670–739
- Fair: 580–669
- Poor: 300–579
FICO categorizes scores as Poor, Fair, Good, Very Good, and Exceptional.
What is a Credit Score?
A credit score is a three-digit number (300–850) predicting your creditworthiness. Lenders use it to evaluate risk and determine rates and terms for credit.
Why it matters: A higher score can help you qualify for loans and lower interest rates. A lower score can lead to higher borrowing costs or application denials.
FICO® Credit Score Facts
- Three-Digit Number: Summarizes your credit risk.
- Range: 300–850; higher scores = lower risk.
- Data Source: Uses your credit reports from Experian, Equifax, and TransUnion.
- Industry Standard: Lenders rely on FICO for mortgages, auto loans, and credit cards.
Note: Credit scores reflect your creditworthiness but do not guarantee approval for any credit product.
Security Notice: All participating issuers use secure application systems protected by Transport Layer Security (TLS) encryption to help protect your information.
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