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How Much Cash Back Does the Costco Anywhere Visa® Card by Citi Give on Gas?

The Costco Anywhere Visa® Card by Citi gives you 5% cash back on gas purchased at Costco and 4% cash back on other eligible gas and electric vehicle (EV) charging purchases. The 5% and 4% rewards are subject to a combined $7,000 annual spending limit, after which the cash back rate drops to 1%.

That means if you use the Costco Anywhere Visa® Card by Citi to buy gas at Costco, you earn the highest gas reward rate offered by the card: 5% cash back.

How Does the 5% Gas Cash Back Work?

The 5% rate applies to eligible gas purchases at Costco. Purchases at other eligible gas stations and eligible EV charging locations earn 4% cash back instead. Both reward rates count toward the same $7,000 combined annual limit. Once that limit is reached, eligible gas and EV charging purchases earn 1% cash back for the rest of the year.

If you're wondering why a purchase at another gas station did not receive 4% cash back, see Why Don't I Get 4% Cash Back at All Gas Stations With My Costco Visa?

For more information about the card, see our Costco Anywhere Visa® Card by Citi benefits, drawbacks and rewards guide.

Interested in Applying?

The Costco Anywhere Visa® Card by Citi is designed for applicants with excellent credit. If you think you may qualify, you can learn more about the card and apply below.

Costco Anywhere Visa Card by Citi

➤ Check for Costco Credit Card Prequalification

If you want to understand how Citi's current soft-pull process works before submitting a formal application, see our guide to Costco Anywhere Visa® Card by Citi pre-approval page.


About the Author

My name is Paul Basco, and I’ve spent years working in affiliate marketing and analyzing the credit card industry. During that time, I’ve reviewed hundreds of credit card offers, tracked how these cards actually affect people over time—including how fees, usage habits, and timing decisions impact long-term credit outcomes.

This site is built on real-world experience—not theory—with a focus on helping people avoid costly mistakes and make informed financial decisions that benefit them long-term.

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