How to Apply for the Ollo Everyday Rewards Mastercard Without an Invitation

For the first time, you are able to apply for an Ollo Everyday Rewards Mastercard^® without receiving an invitation in the mail. Merrick Bank has approved our site to offer the Ollo Everyday Rewards Mastercard online, giving eligible consumers a new way to check for pre-approval and apply.

This is a significant change from the way Ollo credit cards have traditionally been offered. In the past, Ollo credit card applications were generally associated with invitations mailed directly to consumers. The Ollo Everyday Rewards Mastercard is now becoming available through affiliate channels, including our website.

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You Can Now Apply for the Ollo Everyday Rewards Mastercard Without a Mail Invitation

This is the part that makes the current Ollo Everyday Rewards Mastercard offer different from the Ollo application process many consumers may be familiar with.

Historically, consumers looking for an Ollo credit card generally had to wait to receive a targeted offer or invitation before they could apply. You no longer necessarily have to wait for an invitation to pursue the Ollo Everyday Rewards Mastercard.

Merrick Bank has approved our site to make this offer available through an online application channel. That means eligible consumers can now come directly to our site, check for pre-approval and, if approved, continue with the application.

➤ Check to see if you're pre-approved for the Ollo Everyday Rewards Mastercard.

Know someone who has been waiting for an Ollo invitation? Tell them about this new offer. For the first time, eligible consumers can check for pre-approval and apply for the Ollo Everyday Rewards Mastercard^® online without waiting for an invitation in the mail. Feel free to share this page with friends or family members who have been interested in getting an Ollo card.

How to Apply for the Ollo Everyday Rewards Mastercard Without an Invitation

1. Visit the Ollo Everyday Rewards Mastercard offer on our site. You do not need to wait for a traditional Ollo mail invitation to start the process.
2. Check for pre-approval. The online process allows eligible consumers to see whether they are pre-approved before completing a full application.
3. Review the offer. If you receive a pre-approval, review the information presented to you before deciding whether to continue.
4. Complete the application. If you choose to proceed, provide the information requested by Merrick Bank to complete the application.
5. Wait for the final decision. Pre-approval is not a guarantee of final approval. Merrick Bank makes the final credit decision after reviewing the completed application.

The important difference is that you can start this process online instead of waiting for an Ollo invitation to arrive in your mailbox.

Why Is the Ollo Everyday Rewards Mastercard Now Available Without an Invitation?

Ollo credit cards have traditionally been known for a different application process. Consumers were often introduced to Ollo through targeted mail offers rather than by simply going online and submitting an application.

The Ollo Everyday Rewards Mastercard represents a new opportunity. Merrick Bank is making this particular Ollo card available through affiliate channels, allowing approved marketing partners such as our site to present the offer to eligible consumers.

That means someone who has never received an Ollo invitation in the mail may now have an opportunity to check for this card online.

What Is the Ollo Everyday Rewards Mastercard?

The Ollo Everyday Rewards Mastercard is a cash-back credit card issued by Merrick Bank. It offers 3% cash back at gas and EV charging stations, grocery stores and drugstores, along with 1% cash back on all other purchases.

The card also has no annual fee and no limit on how much cash back you can earn. Rewards do not expire as long as the account remains open and in good standing.

For someone looking for an everyday cash-back card, the combination of rewards on common purchases and no annual fee makes the Ollo Everyday Rewards Mastercard an offer worth looking at.

Can I Check for Ollo Pre-Approval Without Affecting My Credit Score?

Yes. The Ollo Everyday Rewards Mastercard offer includes a pre-approval check that does not impact your credit score.

This gives you an opportunity to see whether you may qualify before deciding whether to proceed with the full application. If you choose to continue, the completed credit card application can involve a hard inquiry as part of Merrick Bank's credit review.

What Makes This Ollo Offer Different?

The biggest difference is simply access.

If you have searched for an Ollo credit card before, you may have found information explaining that Ollo cards were available primarily through invitations. That information reflected how Ollo had traditionally operated.

The Ollo Everyday Rewards Mastercard changes that equation. Through the new affiliate availability, consumers can now come to a participating website such as ours and check for the offer online.

➤ Check for Ollo Everyday Rewards Mastercard pre-approval.

Ollo Everyday Rewards Mastercard Cash Back

The rewards structure is straightforward. You can earn:

• 3% cash back at gas and EV charging stations
• 3% cash back at grocery stores
• 3% cash back at drugstores
• 1% cash back on all other purchases

There is no limit on the amount of cash back you can earn, and the rewards do not expire.

Does the Ollo Everyday Rewards Mastercard Have an Annual Fee?

No. The Ollo Everyday Rewards Mastercard has no annual fee.

The card also does not charge a foreign transaction fee, and Merrick Bank states that there are no over-limit or returned-payment fees. The card also includes Zero Fraud Liability protection.

Who Should Consider Applying for the Ollo Everyday Rewards Mastercard?

The Ollo Everyday Rewards Mastercard may be worth considering if you want a card that provides cash back on everyday purchases without an annual fee.

It may also be particularly interesting if you have previously searched for an Ollo credit card but never received an invitation. You now have another way to see whether you may qualify.

The pre-approval process also gives you an opportunity to check your potential eligibility before deciding whether to submit the full application.

Do I Have to Wait for an Ollo Invitation?

No, not for the Ollo Everyday Rewards Mastercard offered through our site. This is one of the most important differences between this offer and the traditional Ollo application process.

Merrick Bank has approved our site to make the Ollo Everyday Rewards Mastercard available through this online channel. Instead of waiting for an Ollo mail invitation, eligible consumers can now check for pre-approval online.

➤ See if you're pre-approved for the Ollo Everyday Rewards Mastercard.

Our Take on the New Ollo Application Opportunity

We have followed Ollo credit cards for years, and one of the things that has always made Ollo different is the way consumers gained access to the cards. The traditional invitation process meant that someone could be interested in an Ollo card and still have no way to apply unless an offer arrived in the mail.

That is why we wanted to make this new opportunity available on our site as soon as it became available to us. This is the first time we have been able to offer our visitors an online path to the Ollo Everyday Rewards Mastercard without requiring them to already have an Ollo invitation.

If you've been looking for an Ollo card but never received an invitation, you can now check to see whether you're pre-approved.

➤ Check your Ollo Everyday Rewards Mastercard pre-approval here.