FEATURED CREDIT CARDS

Destiny® Mastercard® with Instant Credit

  • ✓ Don't wait for your card to come in the mail. If approved, add your card to your mobile wallet and shop today. See Terms.

    Rates & Fees

Indigo® Mastercard® - $1,000 Credit Limit

  • ✓ Get the credit limit you deserve—$1,000 guaranteed if approved
  • ✓ Don't Have Perfect Credit? No Problem!

    Rates & Fees

Milestone® Mastercard® with Cashback Rewards

  • ✓ 5% Cashback Rewards on your first $5,000 in gas purchases!
  • ✓ Guaranteed $1,000 credit limit if approved.

    Rates & Fees

My Premier Credit Card Login, Pay Bill & Customer Service

If you're looking for your My Premier Credit Card login, trying to pay your First PREMIER credit card bill, or searching for MyPREMIERCreditCard.com, you've come to the right place. This page puts the information you need in one place, including how to check your balance, pay your bill, activate a new card, or contact customer service.

For account management, payment options, mobile access, customer service, and other common tasks, you can use the official PREMIER Bankcard resources below.

Affiliate Disclosure: We are a professional review site that receives compensation from the companies whose products we review and recommend. If you click on a link, when an application is approved, or when an account is opened, we may earn a commission. We are independently owned, and the opinions expressed here are our own.

My Premier Credit Card Login & Balance Check

To log in to your First PREMIER credit card account and check your balance, transactions, available credit, payment information, and other account details, go directly to the official My Premier Credit Card website.

➤ Log In to My Premier Credit Card

If you are using the website for the first time, you can also use the registration options to set up online access to your account.

Have you had your First PREMIER card for a while?

If you've been making your payments on time and your credit has improved, you may not need to keep paying the higher costs that can come with a card designed for rebuilding credit.

➤ Has Your Credit Improved? See What You May Qualify For Now

How to Pay Your First PREMIER Credit Card Bill

If you're searching for mypremiercreditcard pay bill, you have several ways to make a payment. Choose the method that works best for you and allow enough time for mailed payments to arrive before your due date.

Pay Your Bill Online

Log in to your account through the official My Premier Credit Card website to make an electronic payment. Once you're logged in, you can access the payment section and make a one-time payment or set up automatic payments if that option is available for your account.

➤ Log In to Pay Your First PREMIER Credit Card Bill

Pay by Phone

You can make a payment using the automated telephone system by calling 1-800-987-5521.

Have your account information available when you call so the system can identify your account and process your payment.

Pay by Mail

If you prefer to send a check or money order, do not send cash. Allow approximately 5–7 days for a mailed payment and make sure your full credit card account number is included with the payment.

Standard U.S. Postal Service payments:

First PREMIER Bank
P.O. Box 5529
Sioux Falls, SD 57117-5529

Express or overnight payments:

PREMIER Bankcard
3820 N. Louise Ave.
Sioux Falls, SD 57107-0145

Pay in Cash

Cash payments may also be available at participating retail locations. Payment locations can include MoneyGram, Walmart, Ace Cash Express, and Pay-O-Matic.

First PREMIER Credit Card Customer Service

For questions about your account, transactions, credit limit, payments, or other customer service issues, call 1-800-987-5521.

Customer assistance is generally available during the following hours:

  • Monday – Friday: 7:00 AM to 9:00 PM CT
  • Saturday: 8:00 AM to 4:30 PM CT

When calling, have your credit card or account information available so the automated system or customer service representative can locate your account.

How to Activate Your First PREMIER Credit Card

If you have received a new First PREMIER credit card and need to activate it, call 1-800-987-5521 or use the telephone number printed on the activation sticker attached to your card.

You may be asked to provide information such as your card number, date of birth, and Social Security number to verify your identity.

You may also be able to activate your card through the official First PREMIER online account system.

➤ Access Your My Premier Credit Card Account

First PREMIER Credit Card Application Status

If you've recently applied for a First PREMIER credit card and want to know what is happening with your application, you can call 1-800-987-5521 to check your application status.

Have your application reference number or Social Security number available when you call. The issuer does not provide a traditional online application-status checking tool, so calling is the primary way to obtain an update on a pending application.

Some applications may receive a decision quickly, while others can take longer. If you have been waiting for a decision, calling the number above can help you determine whether a decision has been made or whether additional processing is required.

First PREMIER Credit Card Mobile App

You can also manage your First PREMIER credit card account through the official mobile app. The app provides another way to access your account, review account information, and manage your card without having to use a desktop computer.

➤ Download the PREMIER Credit Card App for iPhone

➤ Download the PREMIER Credit Card App for Android

First PREMIER Credit Card Security Tips

When you're trying to find your account login or make a payment, be careful about entering your personal information on unfamiliar websites. Search results can include third-party websites that are not affiliated with First PREMIER Bank.

  • Use the official My Premier Credit Card website when accessing your account.
  • Check the website address before entering your username, password, or other sensitive information.
  • Do not provide your account password or full PIN to someone who contacts you unexpectedly.
  • If you receive a suspicious message about your account, contact customer service using a telephone number you know is associated with your card.
  • If your physical card is lost or stolen, contact customer service as soon as possible.

Has Your Credit Improved Since You Got Your First PREMIER Card?

If you've had your First PREMIER card for a while and have been making your payments on time, your credit may have improved since you first applied. If so, you may no longer need to settle for the same type of card you needed when you were rebuilding your credit.

It may be worth finding out what you can qualify for today.

See What Other Credit Cards You May Qualify For

If you want to see whether there are other credit cards available for your current credit profile, you can use the credit card matching tool below.

The tool allows you to explore available card offers without requiring you to apply for a specific card first. You can see what options may be available and decide whether any of them would be an improvement over the card you currently have.

If you need to make your First PREMIER credit card payment, take care of that first so you don't risk being late, then come back and use our credit card tool below when you have time.

See Credit Card Offers That May Be Available to You
Complete a short form to see credit card offers based on your credit profile.
100% FREE. No Obligation.
Compare a variety of credit card offers.

Explore More Credit Card Options

If your credit has improved since you first got your First PREMIER card, it may be worth exploring credit cards designed for people with fair credit. You may find options with different fee structures, rewards, and other features that weren't available when you were rebuilding your credit.

➤ Explore Credit Cards for Fair Credit


About the Author

My name is Paul Basco, and I’ve spent years working in affiliate marketing and analyzing the credit card industry. During that time, I’ve reviewed hundreds of credit card offers, tracked how these cards actually affect people over time—including how fees, usage habits, and timing decisions impact long-term credit outcomes.

This site is built on real-world experience—not theory—with a focus on helping people avoid costly mistakes and make informed financial decisions that benefit them long-term.



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See Credit Card Offers That May Be Available to You
Complete a short form to see credit card offers based on your credit profile.
100% FREE. No Obligation.
Compare a variety of credit card offers.

FICO® Credit Scores

A FICO® Score is a proprietary credit score created by the Fair Isaac Corporation (FICO). About 90% of top U.S. lenders use it to make lending decisions.

FICO® Score Ranges:

  • Exceptional: 800–850
  • Very Good: 740–799
  • Good: 670–739
  • Fair: 580–669
  • Poor: 300–579

FICO categorizes scores as Poor, Fair, Good, Very Good, and Exceptional.

What is a Credit Score?

A credit score is a three-digit number (300–850) predicting your creditworthiness. Lenders use it to evaluate risk and determine rates and terms for credit.

Why it matters: A higher score can help you qualify for loans and lower interest rates. A lower score can lead to higher borrowing costs or application denials.

FICO® Credit Score Facts

Key Characteristics:
  • Three-Digit Number: Summarizes your credit risk.
  • Range: 300–850; higher scores = lower risk.
  • Data Source: Uses your credit reports from Experian, Equifax, and TransUnion.
  • Industry Standard: Lenders rely on FICO for mortgages, auto loans, and credit cards.

Note: Credit scores reflect your creditworthiness but do not guarantee approval for any credit product.

Advertiser Disclosure:

The card offers that appear on this site are from companies from which Gettingacreditcard.com may receive compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.

About Our Offers:

The card offers that appear on this site are from companies from which Gettingacreditcard.com may receive compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.