Which Credit Cards Are Issued by WebBank?
WebBank issues credit cards through partner brands including Avant, OneMain BrightWay, and Imagine. These cards offer options for people building or rebuilding credit, with different cash back rewards, credit limits, annual fees, and interest rates. The offers below let you compare available features and review the terms before choosing a card.
Affiliate Disclosure: We are a professional review site that receives compensation from the companies whose products we review and recommend. If you click on a link, when an application is approved, or when an account is opened, we may earn a commission. We are independently owned, and the opinions expressed here are our own.
What Is WebBank?
WebBank is a bank that issues credit cards through partnerships with consumer finance companies and financial technology brands. When you receive a card from one of these partners, WebBank may be identified as the issuing bank in your cardholder agreement. The partner brand markets the card and provides the customer-facing experience.
Which WebBank Credit Cards Are Available?
The following offers include cards marketed under the Avant, OneMain BrightWay, and Imagine brands.
Avant Credit Cards
Avant offers several unsecured credit cards, including options with cash back rewards. The offers below have different reward rates, credit limits, annual fees, and APRs.
Avant Essentials Mastercard® for Gas, Grocery, and Subscriptions
This card offers 3% unlimited cash back on eligible gas, grocery, and subscription purchases. Walmart, Amazon, and Target are excluded. The advertised credit limit is $500–$3,000, the annual fee is $0, and the APR is 35.99%.
➤ Check the Avant Essentials Mastercard® Offer
Avant Cash Back Rewards Card — 2% Cash Back
This version offers 2% unlimited cash back on eligible purchases. The advertised credit limit is $500–$3,000, the annual fee is $0, and the APR is 29.99%.
➤ Check the Avant Cash Back Rewards Card Offer
Avant Card
The Avant Card is an unsecured credit card without cash back rewards advertised in this offer. The advertised credit limit is $500–$3,000, the annual fee is $0, and the APR is 35.99%.
Avant Cash Back Rewards Card — $39 Annual Fee
This offer provides 1% unlimited cash back on eligible purchases. The advertised credit limit is $500–$1,500, the annual fee is $39, and the APR is 35.99%.
➤ Check the Avant Cash Back Rewards Card Offer
Avant Cash Back Rewards Card — $75 Annual Fee
This version also provides 1% unlimited cash back on eligible purchases, but has a lower advertised credit limit of $300–$1,000. The annual fee is $75, and the APR is 35.99%.
➤ Check the Avant Cash Back Rewards Card Offer
Avant credit limits and eligibility depend on the provider's review. Check the terms for the specific offer because rates, fees, and approval conditions may vary.
OneMain BrightWay® Card
The OneMain BrightWay® Card offers unlimited 1% cash back on purchases. It also advertises the possibility of a credit limit increase or APR decrease in as little as six months, subject to credit approval and applicable requirements.
- Cash back: Unlimited 1% on purchases
- Annual fee: $0–$89, depending on the offer
- APR: 35.99%, according to the supplied offer details
- Prequalification: Check whether you're pre-approved without impacting your credit score
BrightWay reports account activity to the major credit bureaus. Approval and account terms are subject to the issuer's requirements.
➤ Check the OneMain BrightWay® Card Offer
Imagine® Visa® Credit Card
The Imagine® Visa® Credit Card offers cash back on selected everyday purchases and does not require a security deposit. It may be an option for people looking to build or rebuild credit.
- Cash back: 3% on eligible gas, groceries, and utilities; 1% on other eligible purchases
- Credit limit: Up to $1,000, subject to credit approval
- Security deposit: None
- Annual fee: As low as $99, depending on the offer
- APR: 36% fixed, according to the supplied offer details
- Fraud protection: Visa® Zero Liability Policy applies subject to its terms
Review the cardholder agreement and rewards program terms to understand the fees, eligibility requirements, and qualifying purchases.
➤ Check the Imagine® Visa® Credit Card Offer
Are WebBank Credit Cards Secured or Unsecured?
The Avant, OneMain BrightWay, and Imagine offers listed here are unsecured credit cards, meaning they do not require a security deposit. However, an unsecured card may still charge an annual fee, a high APR, or other fees. Review the terms for the specific offer before accepting it.
What Should You Compare Before Choosing a WebBank Credit Card?
- Annual fee: Compare the yearly cost and any fee charged when the account opens.
- APR: Check the interest rate you'll pay if you carry a balance.
- Credit limit: Advertised limits are not guaranteed; your approved limit may differ.
- Cash back: Check which purchases qualify and whether exclusions or other conditions apply.
- Prequalification: Confirm whether checking eligibility affects your credit score and whether a formal application triggers a hard inquiry.
Where Can You Compare WebBank Credit Card Offers?
To browse the available cards from Avant, OneMain BrightWay, and Imagine in one place, visit our WebBank credit card offers page. You can compare the available offers and review their terms before choosing a card.
Found this guide helpful? Save this for later as you continue your financial journey!
Compare a variety of credit card offers.
The Ollo Everyday Rewards card is worth considering if you have bad to good credit and want a credit card with no annual fee and cash-back rewards on everyday purchases. You can see if you're pre-approved with no impact to your credit score.
FICO® Credit Scores
A FICO® Score is a proprietary credit score created by the Fair Isaac Corporation (FICO). About 90% of top U.S. lenders use it to make lending decisions.
FICO® Score Ranges:
- Exceptional: 800–850
- Very Good: 740–799
- Good: 670–739
- Fair: 580–669
- Poor: 300–579
FICO categorizes scores as Poor, Fair, Good, Very Good, and Exceptional.
What is a Credit Score?
A credit score is a three-digit number (300–850) predicting your creditworthiness. Lenders use it to evaluate risk and determine rates and terms for credit.
Why it matters: A higher score can help you qualify for loans and lower interest rates. A lower score can lead to higher borrowing costs or application denials.
FICO® Credit Score Facts
- Three-Digit Number: Summarizes your credit risk.
- Range: 300–850; higher scores = lower risk.
- Data Source: Uses your credit reports from Experian, Equifax, and TransUnion.
- Industry Standard: Lenders rely on FICO for mortgages, auto loans, and credit cards.
Note: Credit scores reflect your creditworthiness but do not guarantee approval for any credit product.
Security Notice: All participating issuers use secure application systems protected by Transport Layer Security (TLS) encryption to help protect your information.
*See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.
Advertiser Disclosure: The card offers that appear on this site are from companies from which Gettingacreditcard.com may receive compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.