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Which States Can You Apply for the FIT Platinum Mastercard?

You can currently apply for the FIT™ Platinum Mastercard® if you live in Alabama, Alaska, Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Wisconsin, or Wyoming.

Affiliate Disclosure: We are a professional review site that receives compensation from the companies whose products we review and recommend. If you click on a link, when an application is approved, or when an account is opened, we may earn a commission. We are independently owned, and the opinions expressed here are our own.

Which States Are Eligible for the FIT Platinum Mastercard?

The FIT Platinum Mastercard is currently available in the states and District of Columbia listed above. The card is not available to residents of Colorado, Minnesota, Washington or West Virginia. The current application information also lists Puerto Rico, Guam, American Samoa, the Northern Mariana Islands and the U.S. Virgin Islands as unavailable, along with certain military mailing locations.

If you live in an eligible state and are interested in the FIT Platinum Mastercard, you can apply directly for the card to find out whether you are approved.

How Can You Apply for the FIT Platinum Mastercard?

The FIT Platinum Mastercard does not offer a separate pre-qualification process, so you have to submit an application to find out if you are approved. If you live in an eligible state and want to apply for the card, you can use the application below.

FIT Platinum Mastercard

➤ Apply for the FIT™ Platinum Mastercard®

What If the FIT Platinum Mastercard Is Not Available in Your State?

If you live in a state where the FIT Platinum Mastercard is unavailable and are looking for an unsecured credit card, one alternative you can consider is the Ollo Everyday Rewards Mastercard®. The Ollo card is available for people with bad, fair or good credit, and you can check for pre-approval without an impact to your credit score.

Ollo Everyday Rewards Mastercard

➤ Check for Ollo Everyday Rewards Mastercard pre-approval.

The Ollo Everyday Rewards card has no annual fee and offers 3% cash back at gas and EV charging stations, grocery stores and drugstores, along with 1% cash back on other purchases. There is no limit to how much cash back you can earn and rewards do not expire.

The card also provides automatic review for a possible credit-line increase in as little as six months. It has no over-the-limit, returned-payment or foreign-transaction fees, and the card's terms state that there is no rate increase for making a late payment.

Bottom Line on FIT Platinum Mastercard State Availability

If you live in one of the states or the District of Columbia listed above, you can currently apply for the FIT Platinum Mastercard, subject to the card's other eligibility requirements. The card is not available in Colorado, Minnesota, Washington or West Virginia. If FIT is not available where you live, you can also check whether you are pre-approved for the Ollo Everyday Rewards Mastercard without affecting your credit score.


About the Author

My name is Paul Basco, and I’ve spent years working in affiliate marketing and analyzing the credit card industry. During that time, I’ve reviewed hundreds of credit card offers, tracked how these cards actually affect people over time—including how fees, usage habits, and timing decisions impact long-term credit outcomes.

This site is built on real-world experience—not theory—with a focus on helping people avoid costly mistakes and make informed financial decisions that benefit them long-term.

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FICO® Credit Scores

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FICO® Score Ranges:

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A credit score is a three-digit number (300–850) predicting your creditworthiness. Lenders use it to evaluate risk and determine rates and terms for credit.

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FICO® Credit Score Facts

Key Characteristics:
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  • Range: 300–850; higher scores = lower risk.
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  • Industry Standard: Lenders rely on FICO for mortgages, auto loans, and credit cards.

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Note: Credit scores reflect your creditworthiness but do not guarantee approval for any credit product.

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