Which States Can You Apply for the Reflex Platinum Mastercard?
You can currently apply for the Reflex® Platinum Mastercard® if you live in Alabama, Alaska, Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Wisconsin, or Wyoming.
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Which States Are Eligible for the Reflex Platinum Mastercard?
The Reflex Platinum Mastercard is currently available in the states and District of Columbia listed above. The card does not do business in Colorado, Minnesota, Washington or West Virginia.
If you live in an eligible state and are interested in the Reflex Platinum Mastercard, you can check whether you pre-qualify before proceeding with a full application.
Can You Check for Reflex Platinum Mastercard Pre-Approval?
Yes. The Reflex Platinum Mastercard offers a pre-qualification process that does not impact your credit score. This allows you to see whether you may qualify before deciding whether to continue with the application.
Pre-qualification does not guarantee approval. If you continue with the application, the issuer will make the final credit decision based on the information in your application and its applicable credit criteria.
➤ See if you Pre-Qualify for the Reflex Platinum Mastercard
What If the Reflex Platinum Mastercard Is Not Available in Your State?
If you live in a state where the Reflex Platinum Mastercard is unavailable and are looking for an unsecured credit card, one alternative you can consider is the Ollo Everyday Rewards Mastercard®. The Ollo card is available for people with bad, fair or good credit, and you can check for pre-approval without an impact to your credit score.
➤ Check for Ollo Everyday Rewards Mastercard pre-approval.
The Ollo Everyday Rewards card has no annual fee and offers 3% cash back at gas and EV charging stations, grocery stores and drugstores, along with 1% cash back on other purchases. There is no limit to how much cash back you can earn and rewards do not expire.
The card also provides automatic review for a possible credit-line increase in as little as six months. It has no over-the-limit, returned-payment or foreign-transaction fees, and the card's terms state that there is no rate increase for making a late payment.
Bottom Line on Reflex Platinum Mastercard State Availability
If you live in one of the states or the District of Columbia listed above, you can currently apply for the Reflex Platinum Mastercard, subject to the card's other eligibility requirements. The card does not do business in Colorado, Minnesota, Washington or West Virginia. If Reflex is not available where you live, you can also check whether you are pre-approved for the Ollo Everyday Rewards Mastercard without affecting your credit score.
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A credit score is a three-digit number (300–850) predicting your creditworthiness. Lenders use it to evaluate risk and determine rates and terms for credit.
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FICO® Credit Score Facts
- Three-Digit Number: Summarizes your credit risk.
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