Which States Can You Apply for the Surge Platinum Mastercard?
You can currently apply for the Surge® Platinum Mastercard® if you live in Alabama, Alaska, Arizona, Arkansas, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Wisconsin, Wyoming or the District of Columbia. The Surge Platinum Mastercard is currently unavailable to residents of Colorado, Minnesota, Washington and West Virginia.
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Which States Are Eligible for the Surge Platinum Mastercard?
The states and District of Columbia listed above are currently eligible for Surge Platinum Mastercard applications. If you live in one of these locations and are interested in the Surge card, you can check whether you pre-qualify before proceeding with a full application.
Can You Check for Surge Platinum Mastercard Pre-Approval?
Yes. The Surge Platinum Mastercard offers a pre-qualification process that does not impact your credit score. This allows you to see whether you may qualify before deciding whether to continue with the application.
Pre-qualification does not guarantee approval. If you continue with the application, the issuer will make the final credit decision based on the information in your application and its applicable credit criteria.
➤ See If You Pre-Qualify for the Surge Platinum Mastercard
What Is the Surge Platinum Mastercard?
The Surge Platinum Mastercard is an unsecured credit card designed for people with less-than-perfect credit. It does not require a security deposit, reports monthly to the three major credit bureaus and can be used anywhere Mastercard® is accepted.
The card has possible starting credit limits of $300, $500, $750 or $1,000. With responsible account use, your initial credit limit may also be doubled after your first six monthly minimum payments are made on time.
What If You Want Another Unsecured Credit Card?
If the Surge Platinum Mastercard is not available where you live, or if you want to consider another unsecured credit card, one option is the Ollo Everyday Rewards Mastercard®. The Ollo card is available for people with bad, fair or good credit, and you can check for pre-approval without an impact to your credit score.
➤ Check for Ollo Everyday Rewards Mastercard pre-approval
The Ollo Everyday Rewards card has no annual fee and offers 3% cash back at gas and EV charging stations, grocery stores and drugstores, along with 1% cash back on other purchases. There is no limit to how much cash back you can earn and rewards do not expire.
The card also provides automatic review for a possible credit-line increase in as little as six months. It has no over-the-limit, returned-payment or foreign-transaction fees, and the card's terms state that there is no rate increase for making a late payment.
Which States Are Not Available for the Surge Platinum Mastercard?
The Surge Platinum Mastercard is currently unavailable in Colorado, Minnesota, Washington and West Virginia. If you live in one of these states, you cannot currently apply for the Surge Platinum Mastercard.
You can read more about the availability restrictions in Colorado, Minnesota, Washington and West Virginia.
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FICO® Credit Score Facts
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