YourFitCard Eligibility Check: How to See If You Qualify

If you're looking for a YourFitCard eligibility check, you probably want to know whether you may qualify for the FIT^™ Platinum Mastercard^® before going through the application process. The FIT^™ Platinum Mastercard^® is designed for people with less-than-perfect credit, but meeting that general description does not by itself guarantee approval. Your eligibility is determined from the information you provide during the application.

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How the YourFitCard Eligibility Check Works

The FIT^™ Platinum Mastercard^® application asks for information that allows the issuer to evaluate your eligibility. You'll need to provide your first and last name, home address, date of birth, email address, Social Security number, monthly income, monthly housing expense, other monthly expenses, and telephone number.

You'll also be asked whether you have a checking or savings account or a debit card. A physical home address is required; P.O. boxes cannot be used as the home address.

Once you submit the application, the issuer evaluates the information you provided and determines whether you qualify. This is different from simply checking a general credit-card recommendation because the application is used to make an actual credit decision.

Where Is the FIT^™ Platinum Mastercard^® Available?

The FIT^™ Platinum Mastercard^® is not available to residents of every state or U.S. territory. You cannot apply if you reside in:

• Colorado
• Minnesota
• Washington
• West Virginia
• Puerto Rico
• Guam
• American Samoa
• Northern Mariana Islands
• U.S. Virgin Islands
• AA, AE, or AP military mailing locations

If you live outside these locations, you can continue with the application to have your eligibility evaluated.

What Do You Need to Apply?

Before starting, have your personal and financial information available. The application asks for your Social Security number, date of birth, current home address, email address, income, housing expenses, other monthly expenses, and phone number.

Your income information is used as part of the application process. Alimony, child support, or separate-maintenance income does not have to be disclosed if you do not want it considered as a source of repayment.

What Happens If You're Eligible?

If your application is approved, the FIT^™ Platinum Mastercard^® currently comes with an initial credit limit of $400. A $95 processing fee is required to open the account.

The card is unsecured, meaning you do not have to make a security deposit to establish the credit line. Be sure to review the complete account terms, including the applicable APR and fees, before accepting the offer.

Check Your YourFitCard Eligibility

If you meet the basic requirements and live in an eligible location, you can use the application below to provide your information and find out whether you qualify for the FIT^™ Platinum Mastercard^®.

➤ Check YourFitCard Eligibility

The application will ask for the information described above and provide a response after your information has been reviewed. There is no need to guess whether you meet the issuer's requirements—the application is the way to receive a decision based on your individual information.

Before You Apply

The FIT^™ Platinum Mastercard^® is intended for consumers who may have difficulty qualifying for other credit cards, but approval is never based on one factor alone. Your credit history, income, expenses, and other information in your application can all be considered.

If you're searching for a YourFitCard eligibility check, the most direct way to find out whether you qualify is to complete the application and let the issuer evaluate your information.

Have a YourFitCard offer? If you received a YourFitCard offer in the mail and want to know how to use it, see our guide on how to use your YourFitCard offer.