FEATURED CREDIT CARDS

Destiny® Mastercard® with Instant Credit

  • ✓ Don't wait for your card to come in the mail. If approved, add your card to your mobile wallet and shop today. See Terms.

    Rates & Fees

Indigo® Mastercard® - $1,000 Credit Limit

  • ✓ Get the credit limit you deserve—$1,000 guaranteed if approved
  • ✓ Don't Have Perfect Credit? No Problem!

    Rates & Fees

Milestone® Mastercard® with Cashback Rewards

  • ✓ 5% Cashback Rewards on your first $5,000 in gas purchases!
  • ✓ Guaranteed $1,000 credit limit if approved.

    Rates & Fees

Does ALDI Accept American Express?

Yes, ALDI accepts American Express. ALDI began accepting American Express at its U.S. stores on March 1, 2016, when it added American Express along with other major credit cards.

If you shop at an ALDI that accepts American Express, you can use your American Express Card to pay for eligible purchases at checkout.

Affiliate Disclosure: We are a professional review site that receives compensation from the companies whose products we review and recommend. If you click on a link, when an application is approved, or when an account is opened, we may earn a commission. We are independently owned, and the opinions expressed here are our own.

Does ALDI Accept American Express In Stores?

Yes. ALDI accepts American Express Cards at its stores. ALDI lists American Express alongside Visa, Mastercard, and Discover among the credit cards it accepts.

ALDI also accepts other payment methods at its stores, including cash, most debit cards, EBT, SNAP, and contactless payments such as Apple Pay and Google Pay.

Does Every ALDI Accept American Express?

Not necessarily. ALDI currently lists American Express as an accepted form of payment, but it also notes that American Express acceptance may not be available at all stores.

This is worth knowing if you are planning to use an American Express Card at a particular ALDI. ALDI recommends using its store locator to check the payment options for your local store before you shop.

Can I Use American Express for ALDI Online Orders?

ALDI's website and mobile app use Instacart for delivery and curbside pickup orders. ALDI states that Instacart accepts all major U.S. and Canadian credit and debit cards for these orders.

This means an American Express Card can be used as a credit-card payment method for eligible ALDI online orders processed through Instacart.

Once an online order has been placed, ALDI states that the payment method cannot be changed.

What Other Payment Methods Does ALDI Accept?

ALDI accepts several payment methods at its stores, including:

  • American Express
  • Visa
  • Mastercard
  • Discover
  • Cash
  • Most debit cards
  • EBT and SNAP
  • Apple Pay
  • Google Pay

ALDI states that it does not currently accept checks or WIC benefits at its stores.

Can I Use American Express Through a Digital Wallet at ALDI?

ALDI accepts contactless payments such as Apple Pay and Google Pay at its stores. American Express also supports eligible Cards through digital wallets.

If you have added your American Express Card to a supported digital wallet, you can use the wallet where contactless payment is available.

Where Else Can I Use American Express?

ALDI is one of many major retailers that accepts American Express. If you want to check another store or business, our American Express Accepted Locations guide explains how to find businesses that accept Amex.

You can also use the official American Express Maps tool to search for qualifying businesses by name or location.

Considering an American Express Card?

If you are researching American Express acceptance because you are deciding whether an American Express Card is right for you, you can also view our American Express credit card offers to compare the Cards currently available.

Bottom Line

Yes, ALDI accepts American Express Cards at its stores. American Express is listed among ALDI's accepted credit cards, and ALDI also accepts several other payment methods.

For ALDI online orders, payment is handled through Instacart, which accepts major U.S. and Canadian credit and debit cards.


About the Author

My name is Paul Basco, and I’ve spent years working in affiliate marketing and analyzing the credit card industry. During that time, I’ve reviewed hundreds of credit card offers, tracked how these cards actually affect people over time—including how fees, usage habits, and timing decisions impact long-term credit outcomes.

This site is built on real-world experience—not theory—with a focus on helping people avoid costly mistakes and make informed financial decisions that benefit them long-term.



Found this guide helpful? Save this for later as you continue your financial journey!



See Credit Card Offers That May Be Available to You
Complete a short form to see credit card offers based on your credit profile.
100% FREE. No Obligation.
Compare a variety of credit card offers.

➤ Easiest Credit Cards to Get Approved for with Bad Credit

FICO® Credit Scores

A FICO® Score is a proprietary credit score created by the Fair Isaac Corporation (FICO). About 90% of top U.S. lenders use it to make lending decisions.

FICO® Score Ranges:

  • Exceptional: 800–850
  • Very Good: 740–799
  • Good: 670–739
  • Fair: 580–669
  • Poor: 300–579

FICO categorizes scores as Poor, Fair, Good, Very Good, and Exceptional.

What is a Credit Score?

A credit score is a three-digit number (300–850) predicting your creditworthiness. Lenders use it to evaluate risk and determine rates and terms for credit.

Why it matters: A higher score can help you qualify for loans and lower interest rates. A lower score can lead to higher borrowing costs or application denials.

FICO® Credit Score Facts

Key Characteristics:
  • Three-Digit Number: Summarizes your credit risk.
  • Range: 300–850; higher scores = lower risk.
  • Data Source: Uses your credit reports from Experian, Equifax, and TransUnion.
  • Industry Standard: Lenders rely on FICO for mortgages, auto loans, and credit cards.

Note: Credit scores reflect your creditworthiness but do not guarantee approval for any credit product.

Advertiser Disclosure:

The card offers that appear on this site are from companies from which Gettingacreditcard.com may receive compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.

About Our Offers:

The card offers that appear on this site are from companies from which Gettingacreditcard.com may receive compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.