If you have an American Express Card, you may be wondering where you can use it. American Express is accepted at millions of merchants, including major retailers, grocery stores, restaurants, gas stations, hotels, airlines, and online businesses.
American Express says its Cards can be accepted at 99% of places in the United States that accept credit cards, based on the February 2025 Nilson Report. However, acceptance is not universal, so it can be useful to check whether a particular business accepts Amex before you shop.
This guide explains how to find American Express accepted locations and provides links to more detailed guides about specific retailers.
Affiliate Disclosure: We are a professional review site that receives compensation from the companies whose products we review and recommend. If you click on a link, when an application is approved, or when an account is opened, we may earn a commission. We are independently owned, and the opinions expressed here are our own.
The easiest way to check whether a business accepts American Express is to use the American Express Maps tool.
You can search for businesses by name or location to find qualifying merchants that accept American Express. American Express also provides an online directory for qualifying businesses that accept Amex online or do not have a physical location.
If you are trying to determine whether a particular store or restaurant accepts Amex, searching for the business directly can be more useful than relying on a general list of accepted merchants.
Many major retailers accept American Express, although payment options can vary by business and between in-store and online purchases.
We are building individual guides for some of the most common American Express acceptance questions:
These individual guides provide more specific information about using an American Express Card at each retailer.
Yes. American Express is accepted by many online businesses. The American Express Maps system also includes an online directory for qualifying businesses that accept Amex online or do not have a physical location.
When shopping online, check the payment methods shown by the merchant during checkout to see whether American Express is accepted.
Although American Express acceptance is widespread, some businesses still do not accept Amex. A business may accept other major credit-card networks without accepting American Express.
If you are unsure about a particular business, check the American Express Maps tool or ask the business directly.
For a more detailed look at businesses and situations where you may not be able to use an Amex Card, see:
As we add more retailer-specific guides, this page will serve as the central resource for American Express acceptance information.
If you are looking for a specific retailer, start with one of the guides above. If the retailer is not listed, use the American Express Maps tool to check the business directly.
If you are researching American Express acceptance because you are deciding whether an American Express Card is right for you, you can also view our American Express credit card offers to compare the Cards currently available.
American Express is accepted at a very large percentage of U.S. businesses that accept credit cards. American Express says its Cards can be accepted at 99% of places in the United States that accept credit cards, based on the February 2025 Nilson Report.
However, acceptance is not universal. The quickest way to check a particular business is to search for it using the American Express Maps tool or check the merchant's current payment information.
Found this guide helpful? Save this for later as you continue your financial journey!
A FICO® Score is a proprietary credit score created by the Fair Isaac Corporation (FICO). About 90% of top U.S. lenders use it to make lending decisions.
FICO® Score Ranges:
FICO categorizes scores as Poor, Fair, Good, Very Good, and Exceptional.
A credit score is a three-digit number (300–850) predicting your creditworthiness. Lenders use it to evaluate risk and determine rates and terms for credit.
Why it matters: A higher score can help you qualify for loans and lower interest rates. A lower score can lead to higher borrowing costs or application denials.
Note: Credit scores reflect your creditworthiness but do not guarantee approval for any credit product.
The card offers that appear on this site are from companies from which Gettingacreditcard.com may receive compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.
The card offers that appear on this site are from companies from which Gettingacreditcard.com may receive compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.