FEATURED CREDIT CARDS

Destiny® Mastercard® with Instant Credit

  • ✓ Don't wait for your card to come in the mail. If approved, add your card to your mobile wallet and shop today. See Terms.

    Rates & Fees

Indigo® Mastercard® - $1,000 Credit Limit

  • ✓ Get the credit limit you deserve—$1,000 guaranteed if approved
  • ✓ Don't Have Perfect Credit? No Problem!

    Rates & Fees

Milestone® Mastercard® with Cashback Rewards

  • ✓ 5% Cashback Rewards on your first $5,000 in gas purchases!
  • ✓ Guaranteed $1,000 credit limit if approved.

    Rates & Fees

Does Walmart Accept American Express?

Yes, Walmart accepts American Express Cards. American Express specifically lists Walmart among the large businesses that accept American Express. Walmart began accepting American Express on November 1, 1995.

You can use an American Express Card for eligible purchases at Walmart stores and Walmart.com. Walmart also allows you to save a credit card to your Walmart account for faster checkout when shopping online.

Affiliate Disclosure: We are a professional review site that receives compensation from the companies whose products we review and recommend. If you click on a link, when an application is approved, or when an account is opened, we may earn a commission. We are independently owned, and the opinions expressed here are our own.

Does Walmart Accept American Express In Stores?

Yes. Walmart accepts American Express Cards at its stores.

Walmart's current payment information states that it accepts credit cards, and American Express identifies Walmart as a large business where American Express Cards are accepted.

This means you can use an eligible American Express credit card to pay for your Walmart purchases at checkout.

Does Walmart.com Accept American Express?

Yes. Walmart accepts credit cards for purchases made through Walmart.com, and American Express identifies Walmart as an American Express-accepting business.

If you are shopping online, select the credit-card payment option during checkout and enter your American Express Card information when prompted.

Can I Use an American Express Gift Card at Walmart?

Walmart also sells American Express gift cards through Walmart.com and at some Walmart locations.

An American Express gift card is different from an American Express credit card. If you are using an Amex gift card, the card is subject to its own terms and available balance.

Where Else Can I Use American Express?

Walmart is one of many major retailers that accepts American Express. If you want to check another store or business, our American Express Accepted Locations guide explains how to find businesses that accept Amex.

You can also use the official American Express Maps tool to search for qualifying businesses by name or location.

Considering an American Express Card?

If you are researching American Express acceptance because you are deciding whether an American Express Card is right for you, you can also view our American Express credit card offers to compare the Cards currently available.

Bottom Line

Yes, Walmart accepts American Express. You can use an American Express Card for eligible purchases at Walmart, and American Express specifically lists Walmart among the large businesses that accept Amex.

If Walmart is one of the places where you regularly shop, American Express acceptance at Walmart is one less thing you need to worry about when deciding where you can use an Amex Card.


About the Author

My name is Paul Basco, and I’ve spent years working in affiliate marketing and analyzing the credit card industry. During that time, I’ve reviewed hundreds of credit card offers, tracked how these cards actually affect people over time—including how fees, usage habits, and timing decisions impact long-term credit outcomes.

This site is built on real-world experience—not theory—with a focus on helping people avoid costly mistakes and make informed financial decisions that benefit them long-term.



Found this guide helpful? Save this for later as you continue your financial journey!



See Credit Card Offers That May Be Available to You
Complete a short form to see credit card offers based on your credit profile.
100% FREE. No Obligation.
Compare a variety of credit card offers.

➤ Easiest Credit Cards to Get Approved for with Bad Credit

FICO® Credit Scores

A FICO® Score is a proprietary credit score created by the Fair Isaac Corporation (FICO). About 90% of top U.S. lenders use it to make lending decisions.

FICO® Score Ranges:

  • Exceptional: 800–850
  • Very Good: 740–799
  • Good: 670–739
  • Fair: 580–669
  • Poor: 300–579

FICO categorizes scores as Poor, Fair, Good, Very Good, and Exceptional.

What is a Credit Score?

A credit score is a three-digit number (300–850) predicting your creditworthiness. Lenders use it to evaluate risk and determine rates and terms for credit.

Why it matters: A higher score can help you qualify for loans and lower interest rates. A lower score can lead to higher borrowing costs or application denials.

FICO® Credit Score Facts

Key Characteristics:
  • Three-Digit Number: Summarizes your credit risk.
  • Range: 300–850; higher scores = lower risk.
  • Data Source: Uses your credit reports from Experian, Equifax, and TransUnion.
  • Industry Standard: Lenders rely on FICO for mortgages, auto loans, and credit cards.

Note: Credit scores reflect your creditworthiness but do not guarantee approval for any credit product.

Advertiser Disclosure:

The card offers that appear on this site are from companies from which Gettingacreditcard.com may receive compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.

About Our Offers:

The card offers that appear on this site are from companies from which Gettingacreditcard.com may receive compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.