indigoapply.com: How to Use Your Indigo Mastercard Offer
If you received an Indigo Mastercard offer that directs you to indigoapply.com, you can use the website to get started with the offer you received. The process is simple: enter the Application Code from your offer, enter your ZIP Code and select Get Started.
If you don't have a specific Indigo invitation, you may also be able to use the Indigo pre-qualification process to see if you are pre-approved for an available offer.
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What Is indigoapply.com?
indigoapply.com is the website used to get started with certain Indigo Mastercard offers. If you received an Indigo mail offer with an Application Code, you can use that information to access the offer.
The page asks for two pieces of information: your Application Code and your ZIP Code.
How Do You Use an Indigo Mastercard Offer?
If your Indigo offer directs you to indigoapply.com, keep the offer available and locate the Application Code provided with it.
Enter your Application Code in the first field and your ZIP Code in the second field. Then select Get Started to continue with the offer.
If you have an Indigo offer but cannot locate your code, the page also provides a Find your code here option that you can use to locate the information needed to get started.
Wondering why you received an Indigo offer in the first place? We explain what an Indigo invitation offer means, why you may have received one in the mail, and what you should know before responding to it.
➤ Why Did I Receive an Indigo Apply Invitation Offer in the Mail?
What If You Don't Have an Indigo Invitation?
If you don't have a specific Indigo mail offer or Application Code, you can use the Indigo pre-qualification process instead. This gives you an opportunity to find out whether you are pre-approved for an available Indigo Mastercard offer before deciding whether to proceed with an application.
You can check your Indigo pre-qualification offer here.
The pre-qualification process may show you an available Indigo offer based on your individual information. If you receive an offer, review the specific terms presented to you before completing the application.
Which Indigo Mastercard Offer Will You Receive?
Indigo has different Mastercard offers, and the offer available to you can vary. For example, available offers may include the Indigo® Mastercard® for Less than Perfect Credit with a $700 credit limit if approved or the Indigo® Mastercard® - $1,000 Credit Limit with a $1,000 credit limit if approved.
The specific offer you receive, including the credit limit, APR, fees and other terms, depends on the offer presented to you. Review those terms before completing an application.
indigoapply.com: Final Thoughts
If you received an Indigo Mastercard offer directing you to indigoapply.com, you can get started by entering the Application Code from your offer and your ZIP Code, then selecting Get Started.
If you don't have an invitation code, you can instead check whether you are pre-approved through the can Indigo pre-qualification process.
Whichever option you use, review the specific offer and its terms before deciding whether to apply.
If your Indigo invitation isn't working or the pre-approved offer is showing as unavailable, see Indigo Apply Pre-Approved Invitation Not Working or Indigo Apply Pre-Approved Invitation Not Available.
What if you're not approved? If you successfully submit your Indigo invitation but your application isn't approved, that's a different situation from having trouble using the offer. See what an Indigo pre-approved invitation not approved decision means and what options you may have next.
Indigo® Mastercard® for Less than Perfect Credit
- Get the credit limit you deserve—$700 guaranteed if approved
- Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
- Get the credit you deserve, even with less-than-perfect history.
- Trusted by more than a million customers with reporting to all three major credit bureaus so you get credit for all of your hard work.
- Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
- Don't Have Perfect Credit? No Problem!
- No security deposit, just purchasing power.
- CLICK HERE TO APPLY ONLINE
Indigo® Mastercard® - $1,000 Credit Limit
- Get the credit limit you deserve—$1,000 guaranteed if approved
- Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
- Get the credit you deserve, even with less-than-perfect history.
- Trusted by more than a million customers with reporting to all three major credit bureaus so you get credit for all of your hard work.
- Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
- Don't Have Perfect Credit? No Problem!
- No security deposit, just purchasing power.
- CLICK HERE TO APPLY ONLINE
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FICO® Credit Scores
A FICO® Score is a proprietary credit score created by the Fair Isaac Corporation (FICO). About 90% of top U.S. lenders use it to make lending decisions.
FICO® Score Ranges:
- Exceptional: 800–850
- Very Good: 740–799
- Good: 670–739
- Fair: 580–669
- Poor: 300–579
FICO categorizes scores as Poor, Fair, Good, Very Good, and Exceptional.
What is a Credit Score?
A credit score is a three-digit number (300–850) predicting your creditworthiness. Lenders use it to evaluate risk and determine rates and terms for credit.
Why it matters: A higher score can help you qualify for loans and lower interest rates. A lower score can lead to higher borrowing costs or application denials.
FICO® Credit Score Facts
- Three-Digit Number: Summarizes your credit risk.
- Range: 300–850; higher scores = lower risk.
- Data Source: Uses your credit reports from Experian, Equifax, and TransUnion.
- Industry Standard: Lenders rely on FICO for mortgages, auto loans, and credit cards.
Note: Credit scores reflect your creditworthiness but do not guarantee approval for any credit product.
Security Notice: All participating issuers use secure application systems protected by Transport Layer Security (TLS) encryption to help protect your information.
*See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.
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