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Orchard Bank® Classic MasterCards
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  • Competitive APR's
  • Less than perfect credit
         See Card Terms

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    Capital One® Platinum Credit Card
  • Annual fee waived 1st year
  • Platinum Benefits
  • For people with limited credit
         See Card Terms

  • Apply Online
     
     
    Capital One® Classic Platinum Credit Card
  • Enjoy Platinum benefits
  • Travel accident insurance
  • For people with limited credit
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    Credit Cards Canada | Canadian Credit Cards



     

    Platinum Plus® MasterCard® Credit Card - 1.99 for 10


    • 1.99% introductory Annual Interest Rate† for 10 months on Cheque Cash Advances and Balance Transfers*
    • 17.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
    • Around-the-clock fraud protection
    • Online access to your credit card account
    • Unparalleled 24-hour Customer service
    • Immediate cash access at 430,000 ATMs internationally
    • CLICK HERE TO APPLY ONLINE

      *Please refer to online application legal disclosures
    Typical APR
    Balance Transfer APR
    Balance Transfer Fee
    Annual Fee
    Credit Needed
    17.99%*
    1.99% for 10 months†
    1%*
    None*
    Good Credit*


    Gold MasterCard® Credit Card - Fixed 9.99% AIR


    • 9.99% Annual Interest Rate on Purchases and Cash Advances
    • No Annual Fee
    • Around-the-clock fraud protection
    • Online access to your credit card account
    • Unparalleled 24-hour Customer service
    • Immediate cash access at 430,000 ATMs internationally
    • CLICK HERE TO APPLY ONLINE

      *Please refer to online application legal disclosures
    Typical APR
    Balance Transfer APR
    Balance Transfer Fee
    Annual Fee
    Credit Needed
    9.99%*
    N/A†
    1%*
    None*
    Good Credit*


    Shoppers MasterCard® Credit Card


    • Earn 25 pointsii for every $1 in purchases at Shoppers Drug Mart using your Shoppers Optimum MasterCard® when you show your Shoppers Optimum Card®
    • No Annual Fee
    • 1.99% Introductory Annual Interest Rate† on Cheque Cash Advances and Balance Transfers* for 6 months
    • Feel secure with around-the-clock fraud protection
    • Enjoy free online access to your credit card account
    • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
    • Access unparalleled 24-hour customer service
    • CLICK HERE TO APPLY ONLINE

      *Please refer to online application legal disclosures
    Typical APR
    Balance Transfer APR
    Balance Transfer Fee
    Annual Fee
    Credit Needed
    19.99%*
    1.99% for 6 months†
    1%*
    None*
    Good Credit*


    PremierRewards® MasterCard® Credit Card


    • 1% back on all net retail purchases*
    • No Annual Fee
    • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
    • Around-the-clock fraud protection
    • Online access to your credit card account
    • Unparalleled 24-hour Customer service
    • Immediate cash access at 430,000 ATMs internationally
    • CLICK HERE TO APPLY ONLINE

      *Please refer to online application legal disclosures
    Typical APR
    Balance Transfer APR
    Balance Transfer Fee
    Annual Fee
    Credit Needed
    19.99%*
    N/A†
    1%*
    None*
    Good Credit*


    WorldPoints® MasterCard® Credit Card


    • 1,000 Bonus WorldPoints after your first purchase*
    • No Annual Fee
    • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
    • Earn 1 WorldPoint for every $1 in net retail purchases*
    • Around-the-clock fraud protection
    • Online access to your credit card account
    • Unparalleled 24-hour Customer service
    • Immediate cash access at 430,000 ATMs internationally
    • CLICK HERE TO APPLY ONLINE

      *Please refer to online application legal disclosures
    Typical APR
    Balance Transfer APR
    Balance Transfer Fee
    Annual Fee
    Credit Needed
    19.99%*
    N/A†
    1%*
    None*
    Good Credit*


    Sony Card MasterCard® Credit Card


    • Earn Sony Points with every net retail purchase made on your Sony Card MasterCard®*
    • No Annual Fee
    • Get 2,000 Sony Points after your first qualifying transaction*
    • Earn Double Sony Points with every purchase of Sony products at SonyStyle.ca or the Sony store/Maison Sony*
    • Browse through the complete SonyStyle.ca catalogue including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Players, movies, software, media and so much more!
    • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
    • Online access to your credit card account
    • Around-the-clock fraud protection
    • Unparalleled 24-hour Customer service
    • CLICK HERE TO APPLY ONLINE

      *Please refer to online application legal disclosures
    Typical APR
    Balance Transfer APR
    Balance Transfer Fee
    Annual Fee
    Credit Needed
    19.99%*
    19.99%†
    1%*
    None*
    Good Credit*


    Pharmaprix MasterCard® Credit Card


    • Earn 25 pointsii for every $1 in purchases at Pharmaprix using your Pharmaprix Optimum MasterCard® when you show your Pharmaprix Optimum Card®
    • No Annual Fee
    • 1.99% Introductory Annual Interest Rate† on Cheque Cash Advances and Balance Transfers* for 6 months
    • Feel secure with around-the-clock fraud protection
    • Enjoy free online access to your credit card account
    • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
    • Access unparalleled 24-hour customer service
    • CLICK HERE TO APPLY ONLINE

      *Please refer to online application legal disclosures
    Typical APR
    Balance Transfer APR
    Balance Transfer Fee
    Annual Fee
    Credit Needed
    19.99%*
    1.99% for 6 months†
    1%*
    None*
    Good Credit*


    Best Western MasterCard® Credit Card


    • Earn 1.5 Best Western Rewards points for every $1 in net retail purchases*
    • Receive 5,000 bonus Best Western Rewards points after your first qualifying purchase
    • No Annual Fee
    • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
    • Around-the-clock fraud protection
    • Online access to your credit card account
    • Unparalleled 24-hour Customer service
    • Immediate cash access at 430,000 ATMs internationally
    • CLICK HERE TO APPLY ONLINE

      *Please refer to online application legal disclosures
    Typical APR
    Balance Transfer APR
    Balance Transfer Fee
    Annual Fee
    Credit Needed
    19.99%*
    19.99%†
    1%*
    None*
    Good Credit*


    FICO Credit Scores
    Excellent Credit 750-850
    Good Credit 660-749
    Fair Credit 620-659
    Bad/Poor Credit 350-619
    No Credit 0-0
    Do You Know Your Credit Score? Find Out Now!

    Get Your Triple Credit Score
    What is a Credit Score?

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases,
    your credit score will determine whether you will be approved for a credit card.
    Credit Score Facts

    1. Credit Scores range from 300-850, the higher the better
    2. Most lenders base approval on your credit score.
    3. Higher Scores mean lower payments and better deals.
    4. Higher Scores mean Lower interest rates.
    5. Scores are determined by 5 main categories:
    • Payment History
    • Amounts Owed
    • Length of Credit History
    • Type of Credit Used
    • New Credit

     





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