First PREMIER® Bank Credit Cards provide individuals, who have less than perfect credit or bad credit, an avenue to obtain credit through the use of a credit card. Below is a list of First PREMIER® Bank Credit Cards.
If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit).
Check out our sleek new card design!
Our application is easy and confidential.
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
Don't be fooled by debit and prepaid offers - this is a real credit card offer
Reports your credit history to the major Consumer Reporting Agencies
Is there a credit card in your wallet? Apply now!
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
Reports to the major Consumer Reporting Agencies
Easy Application process!
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
Our manageable $300 credit limit can help you stay in control.
Go for the Gold! Apply now!
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
This is a credit card, not a debit card or prepaid card
If approved, a Processing Fee could open the door to millions of online merchants (subject to available credit)
We may approve you when other issuers will not
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
Do you have less than perfect credit? Here's an offer for you!
Once your account is open, you may have the chance to personalize your credit card
Get a credit card response in seconds!
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
Your $150.00 Security Deposit remains yours if you close your account with a $0.00 balance.
Reports monthly to the major Consumer Reporting Agencies
Access your account by phone at any time, day or night
It's not rocket science - Applying is quick and easy
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
This is a genuine secured credit card - not a debit or prepaid card
Reports monthly to the major Consumer Reporting Agencies
Timely payments and remaining below your credit limit with all your creditors may help you build a positive credit history.
Your credit card account is accessible by phone 24/7
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
You are invited to apply for a Centennial® Secured Credit Card from First PREMIER® Bank
Build your credit limit over time, starting with just a $200 deposit!
Once your account is approved and opened, build your credit limit up to $5,000 over time.
Security deposits are held in an FDIC-insured account
No credit history required
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
A credit score
is a number generally between 300-850, based on a statistical
analysis of a person's credit files. This score represents the credit
worthiness of a person. A credit score is assigned to each individual, to rate
how risky a borrower he or she is--the higher the score, the less
risk the individual poses to creditors. In most cases, your credit score will determine whether you will be
approved for a credit card.
1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories:
*See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Online " button you can review the credit card terms and conditions on the credit card issuer's web site.
.gif)
.gif)
