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Orchard Bank® Classic MasterCards
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    Capital One® Platinum Credit Card
  • Annual fee waived 1st year
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  • For people with limited credit
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    Capital One® Classic Platinum Credit Card
  • Enjoy Platinum benefits
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    Chase® Credit Cards

    Chase® Credit Cards
     

    Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR


    • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
    • 0% Intro APR for 12 months on balance transfers and 6 months on purchases
    • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 -3/31/12.
    • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
    • Unlimited 1% Cash Back on all other purchases
    • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
    • No annual fee and rewards never expire
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    12 months on balance transfers*
    11.99%-22.99% Variable*
    None*
    Yes*
    Excellent Credit*


    Chase Freedom® Visa $200 Bonus Cash Back


    • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
    • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
    • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
    • Unlimited 1% Cash Back on all other purchases
    • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
    • No annual fee and rewards never expire
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    15.99%-22.99% Variable*
    None*
    Yes*
    Excellent Credit*


    Chase Freedom® MasterCard - $100 Bonus Cash Back + 0% Intro APR


    • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
    • 0% Intro APR for 12 months on balance transfers and 6 months on purchases
    • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
    • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
    • Unlimited 1% Cash Back on all other purchases
    • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
    • No annual fee and rewards never expire
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    12 months on Balance Transfers*
    11.99%-22.99% Variable*
    None*
    Yes*
    Excellent Credit*


    Slate® from Chase - $75 Bonus and Up to 15 Month Intro Duration


    • Earn $75 Statement Credit after you make $300 in purchases in your first 3 months
    • 0% Intro APR for up to 15 months - a variable APR as low as 11.99% -21.99% after your 0% ends
    • Slate with Blueprint® helps you pay down your balances faster and save on interest
    • Transfer your higher rate balances
    • No Annual Fee
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    Up to 15 Months*
    11.99%-21.99% Variable*
    None*
    Yes*
    Excellent Credit*


    Chase Sapphire®


    • Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
    • 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases.
    • Points never expire and there are no limits on how many points you can earn
    • Redeem points for travel, gift cards, merchandise, cash back and more
    • 24/7 direct access to expert service advisors (No voice recording)
    • No annual fee!
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    13.24% Variable*
    None*
    No*
    Excellent Credit*


    Chase Sapphire® Preferred


    • Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
    • 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
    • Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM
    • No foreign transaction fees
    • Earn a 7% annual points dividend - even on points already redeemed
    • Transfer points you've earned to participating frequent traveler programs at a 1:1 value
    • 24/7 direct access to expert service advisors (No voice recording)
    • No Annual Fee for your first year - A $95 value
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    13.24% Variable*
    $95, waived first year*
    Yes*
    Excellent Credit*


    Marriott Rewards® Credit Card


    • Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough up to 6 free nights at a category 1 hotel
    • No Annual fee for your first year - that's a $45 value*
    • Earn 3 points for every $1 spent at Marriott® locations
    • Earn 1 point for every $1 spent on other purchases Cardmembers achieve Silver elite status with 10 nights credit toward Elite status
    • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    14.24% Variable*
    See Terms*
    Yes*
    Excellent Credit*


    Marriott Rewards® Premier Credit Card


    • Earn 50,000 Bonus Points after your first use
    • Receive 1 free night stay upon account approval and each year upon account anniversary
    • Earn 5 points for every $1 spent at Marriott® locations
    • Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases
    • Earn 1 point for every $1 spent on other purchases
    • No foreign transaction fees
    • Cardmembers achieve Silver elite status with 15 nights credit toward Elite status
    • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    15.24% Variable*
    $85*
    Yes*
    Excellent Credit*


    Continental Airlines OnePass® Plus Card


    • Earn up to 40,000 bonus miles & first year free ($95 value)*
    • Now with priority boarding privileges on Continental and United flights
    • Check your first bag for free on Continental and United flights, up to a $50 value
    • Visit the United Club with two complimentary passes every year, a $100 value
    • Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else
    • Your miles don't expire and there is no limit to the number of miles you can earn
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    14.24% Variable*
    $95, First Year Free*
    Yes*
    Excellent Credit*


    United MileagePlus® Explorer Card


    • Earn up to 40,000 bonus miles & first year free, a $95 value*
    • Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip
    • Board your flight before general boarding with priority boarding privileges
    • Visit the United Club with two complimentary day passes every year, up to a $100 value
    • Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else
    • Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase
    • Your miles don't expire and there is no limit to the number of miles you can earn
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    14.24% Variable*
    $95, waived the first year*
    Yes*
    Excellent Credit*


    Southwest Airlines Rapid Rewards® Plus Credit Card - FREE FLIGHT


    • NOW! Earn a FREE FLIGHT after your first purchase
    • Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare
    • Now you can redeem for International Travel, Hotels, Gift Cards and more.
    • Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else
    • Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats!
    • No Change fees - if you need to change your flight, you won't be charged a fee
    • September 11th Security Fee Applies
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    15.24% Variable*
    See Terms*
    Yes*
    Excellent Credit*


    Ink Cash(SM) Business Card


    • $250 cash back bonus after you spend $5,000 within 3 months!
    • 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
    • 2% cash back on the first $25,000 spent annually on gas and dining
    • 1% cash back on all other card purchases with no limit to the amount you can earn
    • Cash back rewards do not expire
    • 0% Introductory APR for 6 months*
    • No Annual Fee*
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    6 months on purchases
    and balance transfers*
    13.24%-19.24% Variable*
    None*
    Yes*
    Excellent Credit*


    Ink(SM) Classic Business - Up to 25,000 Bonus Points


    • 25,000 bonus points after you spend $5,000 in the first 3 months!*
    • 5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*
    • 2X points per dollar on the first $25,000 spent annually on fuel and dining*
    • 1 point per dollar on all other card purchases with no limit on the amount you can earn*
    • Cash back rewards do not expire
    • 0% Introductory APR for 6 months*
    • No annual fee
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    0%*
    6 months on purchases
    and balance transfers*
    13.24%-19.24% Variable*
    None*
    Yes*
    Excellent Credit*


    Ink(SM) Bold with Ultimate Rewards(SM)


    • 50,000 bonus points after you spend $5,000 in 3 months - that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
    • No limit to the number of points you can earn - and points do not expire
    • 5X points per dollar on the first $50,000 spent annually on eligible business purchases
    • No foreign transaction fees and Free Employee Cards
    • No interest or over limit fees
    • No Annual Fee in the first year - that's a $95 savings
    • CLICK HERE TO APPLY ONLINE

      *See Terms & Conditions
    Intro APR
    Intro Period
    Regular APR
    Annual Fee
    Balance Transfer
    Credit Needed
    N/A*
    N/A*
    N/A*
    $95.00*
    No*
    Excellent Credit*






    FICO Credit Scores
    Excellent Credit 750-850
    Good Credit 660-749
    Fair Credit 620-659
    Bad/Poor Credit 350-619
    No Credit 0-0
    Do You Know Your Credit Score? Find Out Now!

    Get Your Triple Credit Score
    What is a Credit Score?

    A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases,
    your credit score will determine whether you will be approved for a credit card.
    Credit Score Facts

    1. Credit Scores range from 300-850, the higher the better
    2. Most lenders base approval on your credit score.
    3. Higher Scores mean lower payments and better deals.
    4. Higher Scores mean Lower interest rates.
    5. Scores are determined by 5 main categories:
    • Payment History
    • Amounts Owed
    • Length of Credit History
    • Type of Credit Used
    • New Credit

     



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    See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Online " button you can review the credit card terms and conditions on the credit card issuer's web site.
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