0% Intro APR* on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR, currently 11.99% - 21.99%.
Earn 2X points on Gas and Grocery net purchases (purchases minus credits and returns).
Earn 1 point for every net dollar spent on everything else.
Redeem for rewards you want - Redemption starts at 1,700 points for brand name merchandise, 2,500 points for gift cards, 5,000 points for cash back, and 25,000 points for one airline ticket (up to a $400 value) on over 150 airlines with no blackout dates.
12 billing cycles on purchases and balance transfers*
9.99% - 17.99%* (Variable)
Do You Know Your Credit Score? Find Out Now!
A credit score
is a number generally between 300-850, based on a statistical
analysis of a person's credit files. This score represents the credit
worthiness of a person. A credit score is assigned to each individual, to rate
how risky a borrower he or she is--the higher the score, the less
risk the individual poses to creditors. In most cases, your credit score will determine whether you will be
approved for a credit card.
1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories:
Length of Credit History
Type of Credit Used
Note: Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.
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* See the online USBank.com myoffer with confirmation code (www.usbank.com/myoffer) credit card application for details about terms and conditions and offers.
There is a link for official preapproved applicants for US Bank. Official preapproved applicants for US Bank are for people who have excellent credit. If you recieve a preapproved application for a credit card from US Bank, you can take advantage of it and visit: usbank.com/myoffer and apply for the offer. Thanks for reading and click on the links above or go to the usbank.com/myoffer site to apply for your offer.